Transparent Loans for Every Personal & Business Goal
All facilities are repaid via monthly payroll deduction with zero physical collateral requirements for personal facilities. Regulated under Central Bank of Kenya guidelines.
Flat Rate
Launch Product
Employee Salary Advance
Short-term credit for qualifying employees of partner organisations, repaid through employer salary check-off.
Monthly Rate3.5% p.m.
Turnaround1 Hour
Loan Limits:Ksh 5,000 – Ksh 100,000
Tenure:1 to 3 Months
Processing Fee:2% (netted on payout)
Key Features:
- Disbursement direct to M-Pesa B2C within 60 minutes of digital signing
- No security or physical collateral required
Flat Rate
Launch Product
Salary Secured Smartphone Financing
Own an approved smartphone—starting with selected Vivo models—repaid through salary check-off over 3 to 6 months
Monthly Rate3% p.m.
Turnaround24 Hours
Loan Limits:Ksh 15,000 – Ksh 150,000
Tenure:3 to 6 Months
Processing Fee:2% (netted on payout)
Key Features:
- Financing for approved smartphones, beginning with selected Vivo models
- Repayment through salary deduction over 3, 4, 5 or 6 months
Reducing Balance
New
Emergency Logbook Secured Loan
Fast emergency cash secured by your vehicle logbook—you keep driving your vehicle while you repay
Monthly Rate3% p.m.
Turnaround24 Hours
Loan Limits:Ksh 30,000 – Ksh 1,000,000
Tenure:3 to 12 Months
Processing Fee:2.5% (netted on payout)
Key Features:
- Emergency financing secured by your vehicle logbook
- Keep using your vehicle throughout the loan period
Reducing Balance
Coming Soon
Dairy Farmer Working Capital Loan
Financing for verified dairy-farming needs—feed, veterinary services, and inputs—repaid from milk proceeds
Monthly Rate2.25% p.m.
TurnaroundTBC
Loan Limits:Ksh 20,000 – Ksh 500,000
Tenure:6 to 24 Months
Processing Fee:2.5% (netted on payout)
Key Features:
- Financing for verified dairy-farming business needs such as feed, veterinary services, inputs and productivity improvements
- Repayment aligned to verified milk proceeds